San Diego Financial Planner

San Diego Financial Planner




As a seasoned and experienced San Diego financial planner,

Elisabeth Cullington, CFP, CDFA, is known for maintaining her

clients trust while helping them meet their financial goals.

San Diego Financial Advisor



Financial planning is a field that has been around for many years,

but the actual process is still a mystery to many. The average

financial advisor charges fees for their services, which

traditionally mean that the client will expose their assets,

liabilities, wherewithal, goals, and aspirations to the planner.

The advisor then takes that information and crafts it into a

working plan. Unfortunately, most planners fail to follow up after

the initial plan design is put into play. This inevitably leads to

long-term plan failure.



As a San Diego financial planner, Elisabeth Cullington, CFP, CDFA,

has crafted a somewhat different approach in that she takes on a

partnership with the client. The partnership involves doing many of

the same things that the average planner does, but because they

develop a long-term plan, the extraordinary fees can often times be

circumvented. The way this is done is to bring the clients entire

picture to the surface, including all of the hidden assets.



San Diego Financial Planning



As a San Diego financial advisor, Elisabeth Cullington, CFP, CDFA,

is focused on providing personalized financial planning to her

clients through her professional advice and management

services.



Financial Advisor



Her mission is to promote the long term financial well being of her

clients. It is her intention to pool her talents, resources and

years of experience with other San Diego Financial Advisors in the

HoyleCohen firm in order to provide the most comprehensive and

objective analysis possible. She will strive to work hand in hand

with your existing advisors to build a synergistic effect that will

empower you to achieve greater levels of financial freedom by

having all of your trusted advisors see your goals and objectives

from the same viewpoint, thereby maximizing your potential for

financial security and success.



A hidden asset is one that is easy to quantify, but difficult to

use in the financial plan. For most people, this means taking their

home equity and making it an essential part of the plan. By making

your home equity the foundation, instead of the unusable asset,

leverage becomes the dominant feature of the plan. And when you can

maximize with leverage, the client positions many thousands of

dollars they never thought possible into their future. The planner

gets a much bigger slice of pie to work with, and essentially can

offset any fees that they needed to charge, as before. The end

result should always be client focused, not asset driven.



With Elisabeth Cullington, CFP, CDFA, the client takes the first

position, and all secondary positions. If she can’t cultivate

maximum productivity for her client accounts, she won’t take on the

client. For more information about becoming a CULLINGTON CLIENT or

to schedule an interview with Ms. Cullington, please contact

Elisabeth Cullington, CFP by email at ecullington@yahoo.com or by

phone at 858.576.7300.