San Diego Financial Planner

San Diego Financial Planner




As a seasoned and experienced San Diego financial planner,

Elisabeth Cullington, CFP, CDFA, is known for maintaining her

clients trust while helping them meet their financial goals.

San Diego Financial Advisor



Financial planning is a field that has been around for many years,

but the actual process is still a mystery to many. The average

financial advisor charges fees for their services, which

traditionally mean that the client will expose their assets,

liabilities, wherewithal, goals, and aspirations to the planner.

The advisor then takes that information and crafts it into a

working plan. Unfortunately, most planners fail to follow up after

the initial plan design is put into play. This inevitably leads to

long-term plan failure.



As a San Diego financial planner, Elisabeth Cullington, CFP, CDFA,

has crafted a somewhat different approach in that she takes on a

partnership with the client. The partnership involves doing many of

the same things that the average planner does, but because they

develop a long-term plan, the extraordinary fees can often times be

circumvented. The way this is done is to bring the clients entire

picture to the surface, including all of the hidden assets.



San Diego Financial Planning



As a San Diego financial advisor, Elisabeth Cullington, CFP, CDFA,

is focused on providing personalized financial planning to her

clients through her professional advice and management

services.



Financial Advisor



Her mission is to promote the long term financial well being of her

clients. It is her intention to pool her talents, resources and

years of experience with other San Diego Financial Advisors in the

HoyleCohen firm in order to provide the most comprehensive and

objective analysis possible. She will strive to work hand in hand

with your existing advisors to build a synergistic effect that will

empower you to achieve greater levels of financial freedom by

having all of your trusted advisors see your goals and objectives

from the same viewpoint, thereby maximizing your potential for

financial security and success.



A hidden asset is one that is easy to quantify, but difficult to

use in the financial plan. For most people, this means taking their

home equity and making it an essential part of the plan. By making

your home equity the foundation, instead of the unusable asset,

leverage becomes the dominant feature of the plan. And when you can

maximize with leverage, the client positions many thousands of

dollars they never thought possible into their future. The planner

gets a much bigger slice of pie to work with, and essentially can

offset any fees that they needed to charge, as before. The end

result should always be client focused, not asset driven.



With Elisabeth Cullington, CFP, CDFA, the client takes the first

position, and all secondary positions. If she can’t cultivate

maximum productivity for her client accounts, she won’t take on the

client. For more information about becoming a CULLINGTON CLIENT or

to schedule an interview with Ms. Cullington, please contact

Elisabeth Cullington, CFP by email at ecullington@yahoo.com or by

phone at 858.576.7300.

Advising Women of Wealth in Transition

FOR IMMEDIATE RELEASE:

ELISABETH CULLINGTON CFP RAISES THE BAR ON

FEE ONLY REGISTERED INVESTMENT ADVISORY SERVICES

“This is what Fee Only Registered Investment Advisory Services is all about: being an exception in the financial planning business in that we are solely compensated by the fees paid by our clients and do not receive commissions or compensation from any other source. Thus we do not sell any insurance, annuities or other investment products. Since we are independent from all financial services companies and proprietary products, we are able to offer many more investment opportunities to you- none of which are commission driven.”

San Diego, CA, January 5, 2010 - It is with great excitement that HoyleCohen Advisory Services (http://www.hoylecohen.com/), a Premier Wealth and Registered Investment Advisory services firm presents Elisabeth Cullington, Certified Financial Planner — Advising Women of Wealth in Transition at http://certifiedfinancialplanner.ning.com/, a new social networking approach to dealing with common financial challenges of women dealing with the financial disruption associated with many of life's transitions.

EISABETH CULLINGTON, CFP, is a Certified Financial Planner (CFP) providing financial services and asset management in San Diego. The scope of the financial planning services include being a fee-only registered investment advisor and financial advisor providing wealth management and investment advice to high net worth women in transition throughout San Diego. In the world of financial advisors providing financial advice, Elisabeth Cullington stands out among investment advisors for providing independent financial advisory services. Some financial advisers also act as financial consultants or wealth advisors, and what Elisabeth Cullington focuses on is being among the few independent financial advisers in San Diego for independent advisors who are committed to being fee only independent financial advisors.

Elisabeth Cullington joined the HoyleCohen team in March 2008. She has been in the financial services industry over twenty years and has worked with industry leaders to develop best practices in the financial planning field. Her clients include executives, professionals, business owners and retirees, with a special focus on women with wealth and women in transition. Elisabeth established her first business, Cullington Investment Services, as a fee-only firm and registered investment advisor in January 1999. In 2005, she opened Cullington Hill Advisors. Prior to establishing her own businesses, Elisabeth worked for CIGNA Financial Services and subsequently Linsco Private Ledger.

For the past ten years, Elisabeth, a Certified Financial Planner (CFP®) and Certified Divorce Financial Analyst (CDFA), has also worked with couples through the Collaborative Divorce process.

Professional associations include membership in the Financial Planning Association since 1988 and a member of the Collaborative Family Law Group in San Diego.

About Elisabeth Cullington, Certified Financial Planner and Author
Elisabeth Cullington, Certified Financial Planner, Author and financial advisor provides independent financial advice and financial services including wealth management for women of wealth in transition as a fee-only registered investment advisor. Ms. Cullington is a transition financial planning specialist with credentials and experience which can be seen at http://www.hoylecohen.com/. You can also see Ms. Cullington's blog at http://ElisabethCullington.blogspot.com and her Independent Registered Investment Advisor website for Women of Wealth in Transition at http://certifiedfinancialplanner.ning.com/.

For more information about becoming a CULLINGTON CLIENT or to schedule an interview with Ms. Cullington, please contact Elisabeth Cullington, CFP by email at ecullington@yahoo.com or by phone at 858.576.7300.